Personal Money Management

ACTIVITY 1

1. Are you familiar with those types of piggy banks?

Yes, i am familiar with those types of Piggy Banks. 

2. Do you use them to save your money?

I did use them, but not the piggy types of model. 

3. Why do you use them? Why don't you use them?

I use them when i was a kid, of course to save money. I usually save my small changes after i spent my money. 

4. Which one do you think is more effective, saving your money in the piggy bank or in a bank? Why do you think so?

I prefer the Bank. Because if we save our money in a piggy bank, there is a high chance of being stolen, broke, etc. Thus, saving in bank if a much more saver and easier. 

ACTIVITY 2

1. Mention three things you need to set up a budget? 

Discipline, Planning, and Prioritization. 

2. How many steps are there to plan your budget? 

4 steps. Earn, Save, Invest, and Spend. 

3. What is the first step? 

The first step it to earn some money. To earn money, i need to do something that can help me earn money. Such as part time job or doing some freelance. 

4. What is the last step? 

After doing all four steps, of course i will spend my money. Not just spend money, but i have to be smart when it comes to spending money. Such as prioritise from what i needed the most and less needed. 

ACTIVITY 3

How to deposit checks through an ATM ? 

1. Insert your card and enter your PIN.
2. Choose the “Deposit” option.
3. Select which account you’d like the money to go to (usually savings or checking).
4. Type in the amount of money you’re depositing and insert your check. If the ATM can read checks, you won’t even need to enter the amount.
5. Confirm the dollar amount you see on screen.
6. Answer any remaining questions, take your receipt and make sure you have your bank card before walking or driving away

NEXT CHAPTER

ACTIVITY 1

ACTIVITY 2

1. Picture one had more sells in a day than the picture two. 

2. Picture one use cash for payment while picture two use credit card. Card payment is more easier and safer to bring. 

3. Both picture one and two show cloth that are being sell. Cloth in picture one is more cheaper than cloth in picture two. 

4. Picture one show shopping in traditional market and picture two show shopping in modern market. Shopping in moder market is more enjoyable than shopping in traditional market. 

5. Crowd in picture one is more crowded than the crowd in picture two. 

ACTIVITY 5

Answers

1. Who is "The Most Manageable" student in your class

2. Is the supermarket "more crowded" on weekend? 

3. What is "The Most Popular" social media among teenagers

4. Is visiting traditional market "More enjoyable" than visiting moder market? 

5. Which one is "More effective" payment for online shopping, cash or bank transfer. 

6. Is learning a local language "more harder" than  learning a foreign langeuage? 

7. Which one is "More practical" shopping online or offline? 

8. Is saving money through ATM "more easier" than through a bank teller? 

9. What is "The Most Helpful" money management application? 

10. When is "The best" time for saving money?